RBI Guidelines Compliance:

SWIFTPE follows RBI directions for Section 8 entities managing digital payments and microfinance, including:
● Digital payment security standards
● NEFT/UPI and consumer protection guidelines
● Internal KYC/AML audits All payments go through RBI-authorized banks and payment aggregators.

Payment Aggregator Compliance:
Payments are routed through licensed, PCI DSS-certified gateways, ensuring:
● Secure encrypted transactions (SSL 256-bit)
● Two-factor authentication for authorization
● Protection of buyer and artisan interests.

Data Privacy & Security:
We ensure full compliance with IT Act, 2000, including:
● Encrypted storage of personal and financial information
● Restricted access and regular security audits
● No sharing or selling of user data.

Transparency in Transactions:
All microfinance disbursements, donations, and sales are digitally tracked and auditable, with:
● Real-time transaction tracking
● Automated reporting dashboards
● Audit-ready ledgers.

KYC Verification:
All beneficiaries, SHGs, and artisans undergo RBI-compliant KYC verification, including:
● Identity and address proof collection (Aadhaar, PAN, Voter ID)
● Secure verification systems.

Digital Receipts & Reporting:
Every transaction generates instant digital receipts and ensures:
● Automated confirmation via email/SMS
● Centralized digital ledgers
● Quarterly reconciliation and external audit