Frequently Asked Questions (FAQs)

1. About SWIFTPE
1.1 What is SWIFTPE Micro Finance Foundation?

SWIFTPE Micro Finance Foundation is a not-for-profit Section 8 company working since 2020 to reduce poverty, empower women, and support sustainable livelihoods through microfinance, skill development, and digital inclusion initiatives.

1.2 Is SWIFTPE a government organization?

No. SWIFTPE is a non-governmental, not-for-profit organization registered under the Companies Act, 2013.

1.3 What areas do you operate in?

We operate across selected regions in India. Please contact us to know about program availability in your area.

2. Microfinance & Loan Services
2.1 What types of loans do you offer?

We provide microfinance loans to support small businesses, women entrepreneurs, and income-generating activities. Loan categories depend on program guidelines.

2.2 Who is eligible to apply for a loan?

Eligibility varies by program but generally includes:Women from low-income householdsIndividuals engaged in micro or small-scale enterprises

Completion of KYC documentation

Meeting group/individual lending criteria

2.3 What documents are required?

Common documents include:

Aadhaar card

PAN card

Address proof

Passport-size photo

Bank account details
Additional documents may be required based on the loan type.

2.4 How can I apply for a loan?

You may apply through:

Authorized SWIFTPE field officers

Partner centers

Online forms (if available on the website)

2.5 What are the loan interest rates and charges?

Interest rates and charges depend on the specific program and guidelines. All rates will be transparently shared during the application process.

2.6 How long does loan approval take?

Loan approval timelines vary depending on document verification, group formation, and eligibility checks.

2.7 What happens if I miss an EMI?

If you miss a payment, contact your field officer or support team immediately. Delayed payments may attract penalties or affect future eligibility.

3. Skill Development & Training Programs
3.1 What skill development programs do you offer?

We provide training in areas such as digital literacy, entrepreneurship, financial literacy, and livelihood enhancement skills.

3.2 Are the training programs free?

Many programs are free or subsidized, depending on partnerships and funding support.

3.3 How can I enroll in a training program?

You can enroll through our website, field staff, or local program centers.

4. Digital Inclusion Initiatives
4.1 What digital services does SWIFTPE offer?

We support digital literacy, online payments awareness, and technology-driven solutions to help underserved communities connect with digital platforms.

4.2 Do I need digital skills to participate?

No. Our training programs start from basic levels and guide participants step-by-step.

5. Donations & Support
5.1 Can I donate to SWIFTPE?

Yes. Donations are welcome and help support our programs. Donation options may be available on our website.

5.2 Are donations tax-deductible?

Tax benefits depend on our current certifications (e.g., 80G eligibility). Please check our website or contact us for the latest status.

5.3 How will my donation be used?

All donations are used strictly for:

Community development

Financial inclusion programs

Women empowerment initiatives

Operational support for field projects

6. Website, Accounts & Data Privacy
6.1 Do I need to create an account to use the website?

Account creation is required only for certain services, such as tracking loan applications or accessing training platforms (if applicable).

6.2 Is my personal data safe?

Yes. We follow strict data protection measures. For details, refer to our Privacy Policy.

6.3 Do you share my information with anyone?

We only share information with necessary partners, service providers, or authorities as required by law. We never sell your data.

7. Contact & Support
7.1 How can I contact SWIFTPE?

You can reach us through:

Website: www.swiftpe.org
Email: contact@swiftpe.org
Phone: +91 9333351770

7.2 Where is SWIFTPE located?

Please refer to the Contact or About Us page on our website for our registered office address.

8. General
8.1 How is SWIFTPE different from other microfinance institutions?

Unlike commercial MFIs, SWIFTPE operates as a Section 8 non-profit foundation, focusing on community empowerment, not profit generation.

8.2 Can men also participate in SWIFTPE programs?

Yes, depending on the program. However, many microfinance initiatives specifically focus on empowering women.